Small loan

Fulfil your dreams, the smart way

Finance your ideas with Inbank. A quick and easy application process with an instant credit decision.

Apply now

Calculate your monthly payment

Estimate your monthly payments based on the chosen loan amount and time period.

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Monthly payment

The calculation is approximate and may differ from the conditions offered to you. Please submit a loan application to receive a personal offer. Financial services are provided by AS Inbank Finance. Also read the sample terms of the loan cost rate and the information relevant to conclusion of the contract.

Smart and simple

With a small loan you can bring your ideas to life, whether they’re big or small.


Low interest

Interest from 8.9% per year.


No down payment

No need to pay anything when applying.


Quick and easy

The online application process takes just a few minutes.


Instant decision

Money transferred to your account within one working day.

Pick the financing most suitable for you

Compare different loan options and make the smartest choice.

Small loan

Amount 500 – 15,000 €
Period 12 – 72 months
Interest From 8.9%
Agreement fee 2% of the loan amount, min. 50 €
Administration fee 3.90 € per month

Renovation loan

Amount 3,000 – 20,000 €
Period 6 – 72 months
Interest From 7.9%
Agreement fee 2% of the loan amount, min. 60 €
Administration fee 3.90 € per month

Fast, hassle-free application process

Take these simple steps to finance your ideas.


Fill in the form

Choose a suitable small loan monthly payment and fill in the loan application. You’ll receive a credit decision immediately.


Sign the agreement

Sign the contract using Mobile-ID, Smart-ID or your ID-card and identify yourself at Inbank or Omniva, or online via Veriff.


Receive the money

We’ll transfer the loan amount to your bank account within one working day after signing the contract.


Looking for something else?

Take a look at our fixed interest car loan conditions.


Frequently asked questions