Loans

Select purpose of the loan

Inbank offers loans to repair or improve your home, increase its energy efficiency, buy or repair a car, go on a dream trip and much more.

Comparison of loans

Small Loan
Mini Loan
Renovation and home improvement
Green Energy Loan
Car Loan
Car Loan Plus
Car Leasing
Purpose of the loanNot limited Not limited Renovation and home improvementAcquisition of renewable energy solutions, energy efficiency improvementVehicle purchase Vehicle purchase Vehicle purchase
Amount500 - 15 000600 - 2 0003 000 - 20 0002 000 - 20 0001 500 - 15 0003 000 – 15 00015 000 - 30 000
Period12 - 72 months6 - 36 months6 - 72 months6 - 120 months6 - 72 months6 - 72 months24 - 96 months
Interest ratefrom 8.9%1.8% per monthfrom 7.9%from 3.9% + 6 months EURIBORfrom 8.9%from 8.9%from 4.9% + 6 months’ EURIBOR
Agreement feeThe agreement fee is 2% of the loan amount, min. 35 euros0 euros2% of the loan amount, min. 60 euros1% of the loan amount, min. 120 euros2% of the loan amount, min. 95 euros2.5% of the loan amount, min. 150 euros1.5% of the loan amount, min. 190 euros
Administration fee2.9 euros per month, which is included in the monthly repayment4.4 euros per month, which is included in the monthly repayment2.9 euros per month, which is included in the monthly repayment0 euros2.9 euros per month, which is included in the monthly repayment2.9 euros per month, which is included in the monthly repayment2.9 euros per month, which is included in the monthly repayment
Additional Terms & Conditions The borrower is required to provide documentation of expenses to prove the intended purpose of the loanInbank has the right to request a copy of the technical passport of the vehicle Inbank has the right to request a copy of the technical passport of the vehicle. Residual value 25%A registered security set over the acquired vehicle in favour of Inbank. Residual value 25%
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Loans are offered by Inbank Finance AS. Loan is a financial obligation. Before you submit the application, please assess your financial position and think about whether you really need the loan so you can be sure that you are able to repay the loan. You may have to pay default interest and compensate for debt collection expenses if you fail to make payments when due and may make it difficult for you to obtain future loans from Inbank and other financial institutions. Before you decide we recommend you to read the information on the consumer website of the Financial Supervision Authority www.minuraha.ee, the terms and conditions of the loanannual percentage rates examples and the pre-contractual information.