Pay later

Buy now, pay how and when convenient for you

No waiting. Get what you need today, try it out, and start paying how and when right for you. Pick a desired payment method among all merchants who offer our payment solutions.


Get what you love now, and pay later

Saving up for your purchases is great. Increasing the money in your pocket by paying in smaller parts is even better. Split payments into equal parts and start paying next month.


Split the cost

Pay in equal installments by choosing the suitable monthly payment for you.

No waiting

With our fast credit decisions you're in and out in a matter of minutes.

Quick and easy

No hassle. Start enjoying your purchase today.

Pick the right plan for you

Whether making a practical purchase or investing in your dreams, make the right choice for you. We're ready when you are.

Pay in parts, no fees


Spread the cost of your purchase into 3 to 12 equal interest-free payments. Make the first payment next month, and the remaining every 30 days.

Pay in 30 days, no fees

Make sure you’re buying the right thing by trying it out before paying for it. Pay by the 25th day the next month with no interest or added fees.

Pick flexible installments


For a bigger purchase, pay over a longer period in smaller, manageable installments. You pick the suitable monthly payment and period.

Smart financing without leaving your home bank

Welcome to the future of banking – beautifully simple, 100% digital, and trusted by millions.

Banking license-backed

Save and spend with confidence knowing your investments are safe with us.

500,000+ satisfied clients across Europe

Happy returning customers all over Europe trust us as their finance partner.

Simple solutions to every financing need

Fast and convenient digital services accessible wherever you are.

The places to shop smart

Look for pay later solutions and the best deals at our partner stores.

Quick and easy

Take these simple steps to buy what you need and pay your preferred way.


Look for Inbank

Make sure you see the Inbank logo at the checkout or in the physical store.


Pick a solution

Decide which pay later solution fits you best.


Complete the purchase

Fill in your details, confirm your identity, and sign the contract.

Frequently asked questions


Planning a bigger purchase?

Explore your options using our Small loan with a limit of up to 15,000 euros and a maximum period of 72 months.


Careers at Inbank

Make the smart move

We’re always on the lookout for driven and enthusiastic people. If you love what you do, and want to elevate your career, come and climb the highest tops with us.