Deposits Make Your Savings Earn Interest

Make Your Savings Earn Interest

Interest you will earn (GROSS)

- EUR

Annual interest rate -%

The amount of interest is the pre-tax and calculated on the condition that the whole deposit amount has been received on our account by the start date of the agreement, all the conditions required for the entry into force of the deposit agreement have been met and the deposit amount is not withdrawn during the deposit period.

Why deposit money in Inbank?

Inbank deposit is suitable for you if you’re looking for a risk-free way of increasing your savings. Put your free money in a deposit and make your savings grow.

Best Deposit Interests

Annual deposit interest is up to 2.5%.

Secure deposits

Deposits opened in Inbank are guaranteed by the National Guarantee Fund.

 Convenient deposits

You can open a deposit easily online.

Fixed-term Deposit

Deposit amount 500-300 000 euros
Deposit period 3-60 months
Best possible interest rate
Money cannot be withdrawn from or added to the deposit during the deposit period
0.10% higher interest rate in the case of automatic prolongation of the deposit**
Open deposit
**
If you select the automatic prolongation of the deposit, the interest rate on the renewed deposit is 0.10% higher than the interest rate effective on the first day of the new deposit period.

Deposit interest rates for private customer

PeriodInterest rate
3 months0.40%
6 months0.60%
9 months0.80%
12 months1.00%
18 months1.25%
24 months1.50%
36 months2.00%
48 months2.25%
60 months2.50%

Making your money grow is easy

1

Fill in the application and sign the agreement

You can submit the application and sign the deposit agreement with your ID card or Mobile-ID, or at an Inbank branch.
2

Identify yourself

When depositing more than 15 000 euros, you will need to identify yourself at an Omniva or Inbank branch, which you can choose while signing the contract.
3

Make the transfer

Transfer the amount to be deposited to Inbank’s account using the current account and reference number indicated in the agreement.

Transfer the money back to your account

At the end of the deposit period, you can transfer the money from your customer account in Inbank back to the same current account you used to open the deposit.

Terms & Conditions of Deposit

All the interest rates given are in percentages per year. We calculate interest on the basis of a 360-day year and the actual number of days between the start and end dates of the periods. The interest rates given apply to deposits in the case of which the interest payment is made at the end of the deposit period. The following is subtracted from the interest rate if the interest payment of a term deposit is made at the start of the deposit period 0.30% The following is subtracted from the interest rate if the interest payment of a term or flexible deposit is made every month 0.15% The maximum volume of the deposit amounts of a client is 300 000 euros. Every client has the right to open an unlimited number of deposits, but the total amount of these deposits may not exceed the maximum deposit amount per client. The maximum amount of a flexible deposit is considered a part of the maximum flexible deposit amount of a client in the case of flexible deposits.

Automatic Renewal of a Deposit

Inbank offers the option of an automatic deposit renewal for the deposit period. This means that at the end of the selected period, the deposit automatically extends for the same period. For example, if you choose one year period and automatic renewal, your deposit will be extended for another year after the first year. The deposit interest will be updated on the effective date of the renewal, plus 0.10%.

Safety of deposits

Deposits opened in Inbank are guaranteed by the National Guarantee Fund. The deposits of our clients with accumulated interest are guaranteed in full, but not more than 100,000 euros per person. Further information about the deposit guarantee can be found on the website of the Guarantee Fund and in the Guarantee Fund Act. Read also the depositor information sheet.

Early Termination of Deposit

You can cancel your deposit at any time by submitting a written application to info@inbank.ee. Inbank will not pay interest for the deposit period in the case of early termination. The deposit amount will be paid back to the customer account within 30 days. If you would like to get the deposit amount earlier, Inbank has the right to request the early payout fee according to the effective price list.