Comparison of loans
|Small loan||Renovation loan||Vehicle loan||auto24 leasing||Car exchange loan|
|Purpose of the loan||Not limited||Renovation and furnishing||Vehicle purchase||Vehicle purchase||Vehicle purchase at the time of selling the former vehicle|
|Amount||300 - 10 000||5 000 - 15 000||300 - 15 000||15 000 - 25 000||3 000 - 10 000|
|Period||6 - 72 months||6 - 72 months||6 - 72 months||24 - 72 months||3 months|
|Interest rate||10.9-23.9%||8.9-19.9%||8.9-20.9%||5.9-9.9%||1,25% monthly|
|Agreement fee||2% of the loan amount, min. 35 euros||2% of the loan amount, min. 120 euros||2% of the loan amount, min. 95 euros||1.5% of the loan amount, min. 190 euros||2.5% of the loan amount, min. 190 euros|
|Administration fee||2.5 euros per month, which is included in the monthly repayment||2.5 euros per month, which is included in the monthly repayment||2.5 euros per month, which is included in the monthly repayment||2.5 euros per month, which is included in the monthly repayment||-|
|Additional Terms & Conditions||Inbank has the right to request a copy of the technical passport of the vehicle||A registered security set over the acquired vehicle in favour of Inbank||Inbank has the right to request a copy of the technical passport of the purchased vehicle.|
|Submit application||Submit application||Submit application||Submit application||Submit application|
A loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner. You may have to pay default interest and compensate for debt collection expenses if you fail to make payments when due. Failure to perform the loan agreement as necessary may make it difficult for you to obtain future loans from Inbank and other financial institutions. Before you decide, read the information on the consumer website of the Financial Supervision Authority www.minuraha.ee, the terms and conditions of the small loan and the pre-contractual information, or contact a professional, if necessary.
The annual percentage rate (APR) of the loan offered by Inbank AS is 23,48% on the following sample conditions: loan amount 2000 EUR, loan period 72 months, fixed interest rate 18,9%, agreement fee 40 EUR, administration fee 1,50 EUR, monthly repayment 48,61 EUR, total cost of credit and total repayments 3540,75 EUR. Please read the terms and conditions of the agreement and consult a professional if necessary before you make your final decision.