Pricelist

Client Account
Service Price
Opening of Client Account for private person free of charge
Opening of Client Account for legal entity free of charge
Monthly fee for use of Client Account free of charge
Fee for closing of Client Account free of charge
Inbank internal payment between Client Account and accounts related to contracts free of charge
Withdrawal in EUR from Client Account to current account in Estonia free of charge
Withdrawal from Client Account to current account in foreign country with shared charges (if your bank enables this) 10,00 EUR
Client Account statement in Internet bank free of charge
Electronic invoice (to Internet bank) free of charge
Issue of invoice on paper 10,00 EUR
Fee for withdrawal of orders 5,00 EUR
Default interest for negative balance of Client Account ECB main refinancing operations rate + 7% per annum
Deposits
Service Price
Opening of deposit free of charge
Fee for early withdrawal of deposit amount 1% of deposit amount, not less than EUR 25,00
Payment of interest from deposit to Client Account free of charge
Additional contribution to flexible deposit free of charge
Withdrawal of partial amount of flexible deposit from deposit account to Client Account free of charge
Hire purchase
Service Price
Fee for amendment of contract (incl. change to contract period, formalisation of repayment holiday and restoration of contract) 15,00 EUR
Entry into debt contract 15,00 EUR
Reminder about delay in payment of instalment(s) 4,00 EUR
Fee for sending notice of withdrawal by e-mail or post (in regard to debt) 20,00 EUR
Debt collection expenses after end of contract total amount up to 30 EUR if the claim is up to 500 EUR; total amount up to 40 EUR if the claim exceeds 500 EUR and is up to 1 000 EUR; total amount up to 50 EUR if the claim exceeds 1 000 EUR
Fee for preparing and issuing a statement (confirmation) 1 5,00 EUR
Fee for early termination of contract 1% of credit amount repaid early if period between early repayment and termination of contract is over 1 year; if shorter period, 0.5% of credit amount repaid early
Default interest interest rate fixed in contract; if no such interest rate, ECB main refinancing operations rate + 7% per annum from unpaid instalment(s)
Contractual penalty for violation of obligations set out in Contract 20% of price of goods, but no less than EUR 100

1 Amounts include VAT.

Loans
Service Price
Small loan contract fee (withheld from the loan to be paid out) 2% of loan amount, not less than 35,00 EUR
Renovation loan contract fee (withheld from the loan to be paid out) 2% of loan amount, not less than 120,00 EUR
Car loan contract fee (withheld from the loan to be paid out) 2% of loan amount, not less than 95,00 EUR
Inbank secured loan (car leasing) contract fee (payed according to payment schedule) 1,5% of loan amount, not less than 190,00 EUR
auto24 loan contract fee (withheld from the loan to be paid out) 2% of loan amount, not less than 95,00 EUR
auto24 secured loan (auto24 leasing) contract fee (withheld from the loan to be paid out) 1,5% of loan amount, not less than 190,00 EUR
auto24 car exchange loan contract fee (withheld from the loan to be paid out) 2,5% of loan amount, not less than 190,00 EUR
Small loan, car loan and auto24 loan maintenance fee (included in monthly payment) 2,50 EUR
Inbank secured loan (car leasing) monthly maintenance fee (included in monthly payment) 2,50 EUR
auto24 secured loan (auto24 leasing) monthly maintenance fee (included in monthly payment) 2,50 EUR
Small loan, car loan and auto24 loan contract amendment fee (incl. amendment of contact period, setting up grace period and contract reinstatement) 25,00 EUR
Inbank secured loan (car leasing) contract amendment fee (incl. amendment of contact period, setting up grace period and contract reinstatement) 35,00 EUR
auto24 secured loan (auto24 leasing) contract amendment fee (incl. amendment of contact period, setting up grace period and contract reinstatement) 25,00 EUR (valid until 10.04.2019)
35,00 EUR (valid from 11.04.2019)
Entry into debt contract 25,00 EUR
Reminder about delay in payment of repayment(s) 5,00 EUR
Fee for sending notice of cancellation by e-mail or post (in the case of debt) 20,00 EUR
Debt collection expenses after expiry of contract total amount up to 30 EUR if the claim is up to 500 EUR; total amount up to 40 EUR if the claim exceeds 500 EUR and is up to 1 000 EUR; total amount up to 50 EUR if the claim exceeds 1 000 EUR
Fee for preparation and issuing of certificate (letter of confirmation) 2 5,00 EUR
Certificate of the existence, conditions, performance, changes, etc of a credit product, per credit agreement (in Russian or in English) 2 30 EUR/hour
Fee for early termination of contract 1% of credit amount repaid early if period between early repayment and termination of contract is over 1 year; and 0.5% of credit amount repaid early in case of shorter period
Default interest amount set out in contract
Contractual penalty for violation of obligations set out in contract 20% of price of goods, but no less than EUR 100

2 Amounts include VAT.

Payment methods
Service Price
Repayments made ahead of schedule free of charge
Fee for changing payment method 8 EUR
Reminder about delay in payment of instalment(s) 5 EUR
Fee for sending notice of withdrawal by e-mail or post (in regard to debt) 20 EUR
Entry into debt agreement 15 EUR
Fee for preparing and issuing a statement (confirmation)1 5 EUR
Default interest 8% per annum + European Central Bank interest rate (0% as at 1 January 2019)
Debt collection expenses after end of contract up to 30 EUR if the claim is up to 500 EUR; up to 40 EUR if the claim is more than 500 EUR and up to 1000 EUR; up to 50 EUR if the claim is more than 1000 EUR

1 Amounts include VAT.

Client Account
Service Term
Opening of Client Account up to 3 banking days
Opening of Client Account for legal entity up to 3 banking days
Withdrawal in EUR from Client Account to Client’s current account in Estonia up to 1 banking day
Withdrawal from Client Account to Client’s current account outside of Estonia up to 7 banking days (forwarding of transaction by Bank)
Deposits
Service Term
Activation of deposit upon fulfilment of all terms and conditions required for activation up to 1 banking day
Payment of deposit interest to Client Account up to 1 banking day
Partial withdrawal from flexible deposit to Client Account up to 1 banking day
Transfer of balance of deposit amount to Client Account upon early termination of deposit (termination without notice) up to 1 banking day
Transfer of balance of deposit amount to Client Account upon early termination of deposit (termination with 30 days’ notice) up to 1 banking day from end of period of 30 days’ notice
Transfer of deposit amount to Client Account upon termination of deposit up to 1 banking day
Hire purchase
Service Term
Return of advance payment as of moment of receipt of application up to 3 banking days
Loan
Service Term
Payout of loan up to 1 banking day from entry into force of Service Agreement