Pricelist

Client Account
Service Price
Opening of Client Account for private person free of charge
Opening of Client Account for legal entity free of charge
Monthly fee for use of Client Account free of charge
Fee for closing of Client Account free of charge
Inbank internal payment between Client Account and accounts related to contracts free of charge
Withdrawal in EUR from Client Account to current account in Estonia free of charge
Withdrawal from Client Account to current account in foreign country with shared charges (if your bank enables this) 10,00 EUR
Client Account statement in Internet bank free of charge
Electronic invoice (to Internet bank) free of charge
Issue of invoice on paper 10,00 EUR
Fee for withdrawal of orders 5,00 EUR
Default interest for negative balance of Client Account ECB main refinancing operations rate + 7% per annum
Deposits
Service Price
Opening of deposit free of charge
Fee for early withdrawal of deposit amount 1% of deposit amount, not less than EUR 25,00
Payment of interest from deposit to Client Account free of charge
Additional contribution to flexible deposit free of charge
Withdrawal of partial amount of flexible deposit from deposit account to Client Account free of charge
Hire purchase
Service Price
Fee for amendment of contract (incl. change to contract period, formalisation of repayment holiday and restoration of contract) 15,00 EUR
Entry into debt contract 15,00 EUR
Reminder about delay in payment of instalment(s) 4,00 EUR
Fee for sending notice of withdrawal by e-mail or post (in regard to debt) 20,00 EUR
Debt collection expenses after end of contract total amount up to 30 EUR if the claim is up to 500 EUR; total amount up to 40 EUR if the claim exceeds 500 EUR and is up to 1 000 EUR; total amount up to 50 EUR if the claim exceeds 1 000 EUR
Fee for preparing and issuing a statement (confirmation) 1 5,00 EUR
Fee for early termination of contract 1% of credit amount repaid early if period between early repayment and termination of contract is over 1 year; if shorter period, 0.5% of credit amount repaid early
Default interest interest rate fixed in contract; if no such interest rate, ECB main refinancing operations rate + 7% per annum from unpaid instalment(s)
Contractual penalty for violation of obligations set out in Contract 20% of price of goods, but no less than EUR 100

1 Amounts include VAT.

Loans
Service Price
Small loan contract fee (withheld from the loan to be paid out) 2% of loan amount, not less than 35,00 EUR
Car loan contract fee (withheld from the loan to be paid out) 2% of loan amount, not less than 95,00 EUR
auto24 loan contract fee (withheld from the loan to be paid out) 2% of loan amount, not less than 95,00 EUR
auto24 secured loan (auto24 leasing) contract fee (withheld from the loan to be paid out) 1,5% of loan amount, not less than 190,00 EUR
auto24 car exchange loan contract fee (withheld from the loan to be paid out) 2,5% of loan amount, not less than 190,00 EUR
Small loan, car loan and auto24 loan maintenance fee (included in monthly payment) 2,50 EUR
auto24 secured loan (auto24 leasing) monthly maintenance fee (included in monthly payment) 2,50 EUR
Small loan, car loan and auto24 loan contract amendment fee (incl. amendment of contact period, setting up grace period and contract reinstatement) 25,00 EUR
auto24 secured loan (auto24 leasing) contract amendment fee (incl. amendment of contact period, setting up grace period and contract reinstatement) 25,00 EUR (valid until 10.04.2019)
35,00 EUR (valid from 11.04.2019)
Entry into debt contract 25,00 EUR
Reminder about delay in payment of repayment(s) 5,00 EUR
Fee for sending notice of cancellation by e-mail or post (in the case of debt) 20,00 EUR
Debt collection expenses after expiry of contract total amount up to 30 EUR if the claim is up to 500 EUR; total amount up to 40 EUR if the claim exceeds 500 EUR and is up to 1 000 EUR; total amount up to 50 EUR if the claim exceeds 1 000 EUR
Fee for preparation and issuing of certificate (letter of confirmation) 2 5,00 EUR
Certificate of the existence, conditions, performance, changes, etc of a credit product, per credit agreement (in Russian or in English) 2 30 EUR/h
Fee for early termination of contract 1% of credit amount repaid early if period between early repayment and termination of contract is over 1 year; and 0.5% of credit amount repaid early in case of shorter period
Default interest amount set out in contract
Contractual penalty for violation of obligations set out in contract 20% of price of goods, but no less than EUR 100

2 Amounts include VAT.

Inbank Liising AS
Service Price
Entry into Full Service Leasing Contract 1.5% of the price of the object of lease, min 79,00 EUR + VAT
Contract amendment fee (incl. amendment of contact period, setting up of a grace period, contract reinstatement, release of additional collateral, etc.) 1% of outstanding balance, min 50,00 EUR + VAT
Entry into debt contract 1% of outstanding balance, min 50,00 EUR + VAT
Monthly contract maintenance fee (included in monthly payment) 1,50 EUR + VAT
Issue of invoice electronically (to internet bank) free of charge
Issue of invoice on paper 10,00 EUR + VAT
Unattested power of attorney, incl. power of attorney for the Road Administration for amendment of register entry 3 10,00 EUR + VAT
Notarised power of attorney 100,00 EUR + VAT
Reminder about delayed full service leasing payments 10,00 EUR + VAT
Fee for sending notice of cancellation by e-mail or post (in the case of debt) 25,00 EUR + VAT, plus any expenses incurred
Contractual penalty for violation of obligations set out in contract up to 20% of the acquisition cost of the Object of Lease plus VAT
Processing a claim arising from a violation of parking rules, traffic regulations or other law 25,00 EUR + VAT, plus any expenses incurred
Consent for sublease of the property 35,00 EUR + VAT
Confirmation of balance notice submitted by a client free of charge
Preparation of balance notice on client’s request 15,00 EUR + VAT
Issue of a certificate, consent, contract copy or duplicate invoice (older than one month) on client's request 10,00 EUR + VAT
Processing claims regarding vehicle towing costs 50,00 EUR + VAT, plus any expenses incurred
Early termination of the leasing contract According to the general terms and conditions of the leasing contract
Default interest 0.25% a day
Contractual penalty for untimely return of Property 1% of the price of the object of lease, min 50 EUR + VAT for each day of delay
Cancellation/amendment of Property buy-out invoice on client's request 10,00 EUR + VAT

3 The first power of attorney upon the expiry/early termination of the leasing contract is free of charge

Client Account
Service Term
Opening of Client Account up to 3 banking days
Opening of Client Account for legal entity up to 3 banking days
Withdrawal in EUR from Client Account to Client’s current account in Estonia up to 1 banking day
Withdrawal from Client Account to Client’s current account outside of Estonia up to 7 banking days (forwarding of transaction by Bank)
Deposits
Service Term
Activation of deposit upon fulfilment of all terms and conditions required for activation up to 1 banking day
Payment of deposit interest to Client Account up to 1 banking day
Partial withdrawal from flexible deposit to Client Account up to 1 banking day
Transfer of balance of deposit amount to Client Account upon early termination of deposit (termination without notice) up to 1 banking day
Transfer of balance of deposit amount to Client Account upon early termination of deposit (termination with 30 days’ notice) up to 1 banking day from end of period of 30 days’ notice
Transfer of deposit amount to Client Account upon termination of deposit up to 1 banking day
Hire purchase
Service Term
Return of advance payment as of moment of receipt of application up to 3 banking days
Loan
Service Term
Payout of loan up to 1 banking day from entry into force of Service Agreement