About Inbank
A bank of a new era created with passion.

About Inbank

Inbank is a bank with Estonian roots that operates in Estonia and nearby countries, where it provides consumer financing and depositing products. We want to use digital solutions to take our products to the places where they’re needed. Inbank currently has approximately 550,000 active client contracts in four countries.

Inbank’s mission

We help our partners sell more by simplifying purchases and making financing more accessible to our customers.

Inbank’s values

Inbank strives to be active, smart and open.

Inbank active

Inbank active

We are biased for action and we are always looking for opportunities. We expect results, value perseverance and learn from setbacks.

Inbank smart

Inbank smart

We esteem inquisitive, curious minds not afraid to challenge the status quo. We value professionalism, attention to details and practical solutions.

Inbank open

Inbank open

We are a team of specialists where each member matters. Diversity of opinion, intellectual argumentation and cooperation are highly encouraged.


The foundation of Inbank’s strategy is to expand to new European markets with its deposit and consumer financing products. At present, Inbank operates in Estonia, Latvia, Lithuania and Poland, and we also accept deposits from Germany, Austria and Netherlands.

See the locations of Inbank branches here


Credit portfolio: 133 million euros

Deposit portfolio: 325 million euros

Employees: 102

Data as of 07.11.2019.


Credit portfolio: 39,8 million euros

Employees: 23

Data as of 07.11.2019.


Credit portfolio: 66,4 million euros

Employees: 58

Data as of 07.11.2019.


Credit portfolio: 12,2 million euros

Deposit portfolio: 17,3 million euros

Employees: 17

Data as of 07.11.2019.


Deposit portfolio: 144,8 million euros

Data as of 07.11.2019.


Deposit portfolio: 3,8 million euros

Data as of 07.11.2019.


Deposits included from 07.03.2019

Data as of 07.11.2019.

Inbank’s story

Inbank stems from the financial technology company Cofi that was established in 2011 and launched an innovative hire purchase solution on the market. Cofi rose from a start-up to the market leader of hire purchases from 2011-2015. Inbank hire purchase has over 300 partner merchants by today.

In 2015 the Financial Supervision Authority issued a banking licence to Cofi and we started using the name Inbank.

Inbank has launched several new financial services after receiving the banking licence. Our product selection includes deposits with the best interest rate offered by a bank, a small loan, a car loan, auto24 loan and auto24 leasing. We also cooperate with many merchants throughout Estonia by offering a quick and easy hire-purchase solution to our partners in stores as well as e-shops.

Inbank has been listed on the stock exchange since 2016. In September 2016 we issued bonds to support our rapid international growth and they are listed at the Nasdaq Tallinn Stock Exchange.

Offers for partners

We are looking for entrepreneurs with exciting ideas in the areas of financial technology, payments and marketing. We are looking for opportunities to launch new innovative products together with you.

Jan Andresoo

Founder & CEO of Inbank

Offers for talents

Inbank is seeking personalities to add to its team. Would you like to be a part of our new way of banking? If you are looking for a challenge and have experience in banking or information or communication technology, please contact us at cv@inbank.ee.

Job offers
Offers for talents