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Term deposit

Annual interest rate: - %

Interest you will earn (gross) *
- EUR

  • Excellent interest rate
  • Secure
  • 0,10% better interest rate than in pricelist for the new deposit in case of automatic prolongation **

Flexible deposit

Annual interest rate: - %

Interest you will earn (gross) *
- EUR

  • Excellent interest rate
  • Secure
  • Possibility to withdraw up to 50% of the initial sum
  • Possibility to add up to 1x of the initial sum
* The interest amount and total amount are pretax and calculated based on the assumption that the full deposit principal will be received by Inbank by the deposit start date, and all other needed conditions are fulfilled, and no money is added to or withdrawn from the deposit.
** In case you choose automatic prolongation, the new prolonged deposit will be with 0,10% higher interest rate than the one offered at the day of prolongation.

Why deposit money in Inbank

Depositing money is the easiest way to earn interest. You do not need to do anything more than choose between two options: a term deposit or a flexible deposit. Inbank constantly produces good offers and products are in continuous development. Our goal is to make sure that our client has the freedom to make the best choice.

Inbank AS is a bank. Therefore, all of our clients’ deposits are guaranteed by the Guarantee Fund. The deposits and accrued interest of our clients will be compensated in full, but the amount of the compensation shall not exceed 100,000 euros. More information regarding guaranteeing deposits and distinctions can be found on the Guarantee Fund’s homepage and from the Guarantee Fund Act.

Term deposit is for you if you ...

  • have extra money that you do not need for your daily life
  • wish to earn more
  • have a long term perspective for your finances

Flexible deposit is for you if you ...

  • have extra money that you do not need for your daily life
  • wish to have the possibility to withdraw a part of your deposit without losing the interest
  • want to add money later on with the initial interest rate

Depositing money in Estonia

The money sitting at home or in your bank account is the most inefficient. In Estonia, more than 70% of money just sits in a bank account that has an interest rate of close to zero. Inbank calls for as many people as possible to make more of their money. With the help of wise depositing, you can have significant earnings every year.

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